Policy Wordings

The policy wording outlines your insurance coverage in detail, so itʼs a good idea to read it carefully. Like all insurance policies, there are conditions that may limit or exclude coverage in some circumstances. Your policy contains other important information such as:

  • Plan Benefits and Limits
  • General Exclusions
  • General Conditions
  • Definitions

In the policy wordings, you will also find detailed information on what to do in the event of an emergency and who to call to report a Claim (available 24/7/365). You have this information readily available in the SmartBunny App as well. In addition to the links below, a copy of the most recent policy wording is available in the SmartBunny App, and a copy will be emailed to you when you purchase a policy with SmartBunny.

If you have any questions regarding the policy wording or need more information, please contact a licensed SmartBunny Agent via the chat link below, email us at support@smartbunny.com or call us at 1 (888) 388-0009. We are available Monday to Friday 6:00 am to 6:00 pm PST except statutory holidays.

Final Expenses

As of: July 1st, 2023

Life Insurance

As of: February 2nd, 2022

Phone Insurance

Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Indiana, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin

As of: June 11th, 2024

As of: March 19th, 2024

Illinois

As of: June 11th, 2024

As of: March 19th, 2024

Renters Insurance

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming,

As of: June 11th, 2024

As of: February 1st, 2023

Travel Medical Insurance

As of: June 11th, 2024

As of: May 29th, 2024

As of: June 15th, 2023

As of: June 30th, 2022

As of: May 19th, 2021

Trip Protection

Alabama

As of: May 29th, 2024

As of: April 29th, 2021

Alaska

As of: April 29th, 2021

Arizona

As of: May 29th, 2024

As of: April 29th, 2021

Arkansas

As of: April 29th, 2021

California

As of: May 29th, 2024

As of: April 29th, 2021

Colorado

As of: May 29th, 2024

As of: April 29th, 2021

Connecticut

As of: May 29th, 2024

As of: April 29th, 2021

Delaware

As of: April 29th, 2021

District of Columbia

As of: April 29th, 2021

Florida

As of: May 29th, 2024

As of: April 29th, 2021

Georgia

As of: May 29th, 2024

As of: April 29th, 2021

Hawaii

As of: April 29th, 2021

Idaho

As of: April 29th, 2021

Illinois

As of: May 29th, 2024

As of: April 29th, 2021

Indiana

As of: May 29th, 2024

As of: April 29th, 2021

Iowa

As of: April 29th, 2021

Kansas

As of: April 29th, 2021

Kentucky

As of: May 29th, 2024

As of: April 29th, 2021

Louisiana

As of: May 29th, 2024

As of: April 29th, 2021

Maine

As of: April 29th, 2021

Maryland

As of: May 29th, 2024

As of: April 29th, 2021

Massachusetts

As of: April 29th, 2021

Michigan

As of: May 29th, 2024

As of: April 29th, 2021

Minnesota

As of: April 29th, 2021

Mississippi

As of: May 29th, 2024

As of: April 29th, 2021

Missouri

As of: May 29th, 2024

As of: April 29th, 2021

Montana

As of: May 29th, 2024

As of: April 29th, 2021

Nebraska

As of: April 29th, 2021

Nevada

As of: May 29th, 2024

As of: April 29th, 2021

New Hampshire

As of: April 29th, 2021

New Jersey

As of: May 29th, 2024

As of: April 29th, 2021

New Mexico

As of: April 29th, 2021

New York

As of: May 29th, 2024

As of: April 29th, 2021

North Carolina

As of: May 29th, 2024

As of: April 29th, 2021

North Dakota

As of: April 29th, 2021

Ohio

As of: May 29th, 2024

As of: April 29th, 2021

Oklahoma

As of: May 29th, 2024

As of: April 29th, 2021

Oregon

As of: May 29th, 2024

As of: April 29th, 2021

Pennsylvania

As of: May 29th, 2024

As of: April 29th, 2021

Rhode Island

As of: April 29th, 2021

South Carolina

As of: May 29th, 2024

As of: April 29th, 2021

South Dakota

As of: April 29th, 2021

Tennessee

As of: May 29th, 2024

As of: April 29th, 2021

Texas

As of: May 29th, 2024

As of: April 29th, 2021

Utah

As of: May 29th, 2024

As of: April 29th, 2021

Vermont

As of: April 29th, 2021

Virginia

As of: May 29th, 2024

As of: April 29th, 2021

Washington

As of: May 29th, 2024

As of: April 29th, 2021

West Virginia

As of: April 29th, 2021

Wisconsin

As of: May 29th, 2024

As of: April 29th, 2021

Wyoming

As of: April 29th, 2021